Individual Retirement Accounts

CD’s & IRA’s

Earn interest for your future with several different savings plans for you to choose from. You are sure to find the solution that fits your life. Begin saving now and let us help you reach your financial goals with our Certificates of Deposit or Individual Retirement Accounts.

Certificates of Deposit (CD’s)

Fixed terms available from three months to five years, FDIC insured, rates may change at the bank’s discretion. Rates are subject to change at any time and are not guaranteed until the certificate is opened.

Individual Retirement Accounts (IRA’s)

FDIC insured, automatic contributions and distributions available.

  • Traditional IRA
  • Roth IRA
  • Education IRA

*See our rate sheet for current interest rates. Please note – a penalty may be imposed for early withdrawal.

*FDIC insurance coverage is available for up to $250,000.00 per depositor. For more specific information on insurance coverage on your accounts, please contact Citizens State Bank.

Please visit your local branch for more information and to open your CD or IRA account today.