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Privacy Policy 2018-03-23T15:34:32+00:00

Privacy Policy

WHAT DOES PEOPLES STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security Number
  • Income
  • Account Balances
  • Payment History
  • Credit History
  • Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Peoples State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:

For our everyday business purpose

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

  • Does PSB share? Yes
  • Can you limit this sharing? No

For our marketing purposes to offer our products and services to you

  • Does PSB share? Yes
  • Can you limit this sharing? Yes

For joint marketing with other financial companies

  • Does PSB share? Yes
  • Can you limit this sharing? Yes

For our affiliates’ everyday business purposes – information about your transactions and experiences

  • Does PSB share? Yes
  • Can you limit this sharing? No

For our affiliates’ everyday business purposes – information about your creditworthiness

  • Does PSB share? No
  • Can you limit this sharing? We don’t share

For affiliates to market to you

  • Does PSB share? Yes
  • Can you limit this sharing? Yes

For nonaffiliates to market to you

  • Does PSB share? Yes
  • Can you limit this sharing? Yes

To Limit Our Sharing – Use this form.

  • Call 785-537-4448 and speak with a customer service representative.
  • Stop into one of our locations and fill out the form.
  • Download, print, fill out this form and mail to: 2401 N Seth Child Rd Manhattan, KS 66503

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent you this notice. When you are are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 785-537-4448 or go to www.csbmorland.com

FACTS

Who We Are

Who is providing this notice?

PSB means Peoples State Bank

What We Do

How does PSB protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those who require access to complete their daily work.

How does Peoples State Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Apply for a loan
  • Make a wire transfer
  • Show your government-issued ID
  • Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and non-financial companies

  • Our affiliates include: Financial Shares, Inc located in Hoxie, KS and Legacy Solutions Insurance, LLC located in Manhattan, KS.

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and non-financial companies.

  • Our nonaffiliates include: United Capital Management of Kansas, Inc.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.